How Does The Motability Scheme Work?
How does the Motability Scheme work?
We want to make using the Motability Scheme as straightforward and hassle-free as possible, so you only have to think about one thing: which exciting new Hyundai, Škoda, MG, Suzuki, Chery or Geely car you’re going to choose! With this in mind, we’ve broken down getting your Motability Scheme car into a few simple stages:
1. Find out if you're eligible for the Motability Scheme
Please visit our dedicated page for more information on Motability Scheme eligibility. Our team can advise you if you’re still not sure.
2. Get assigned with a personal Motability Scheme advisor
Once you contact our team, we can match you with your own personal Motability Scheme advisor, who’ll be on-hand every step of the way to help find the right solution for you.
3. Choose your car
We have hundreds of Hyundai, Škoda, MG, Suzuki, Chery or Geely cars available on the Motability Scheme, suited to an array of needs. You’ll need to consider whether you need a Wheelchair Accessible Vehicle (WAV), if there are any adaptations required (many are available at no extra cost), as well as which colours, trims, equipment and personalisation options you would prefer. Your personal Motability Scheme advisor will be happy to help as much as is required.
4. Take a test drive
One of the most exciting parts of buying a new car is test driving your favourites to make sure you find the new Motability Scheme car that’s the right fit for you.
To book a test drive, get in touch with us, and we will be more than happy to assist you.
5. Order your car
Once you’ve come to a decision, just let your Motability Scheme advisor know. They can talk you through the process of placing an order for your car, take any payments required from you (though many of our Motability Scheme cars are available with no advance payments), and provide you with a unique PIN that can be exchanged for your new car once they’ve notified you that it’s ready to pick up.
6. You're good to go!
The Motability Scheme covers your insurance as well as two named drivers, servicing, maintenance and repair costs, breakdown assistance – so you can drive away in your brand new car from the moment you pick it up and only need to worry about fuel.
Things to Consider
You’re allocated an allowance each month to spend as you wish on staying mobile. Sometimes this will be the same amount as your car costs through the scheme – these cars require no upfront payment, often advertised as ‘Nil Advance Payment’.
Sometimes they’ll cost more than your allowance; in this scenario, you’ll be required to make a single payment at the start of your lease. Some cars even cost less than your allowance; if this is the case, you’re still entitled to use the remainder on any other mobility solutions.
Motability Scheme Cars for Carers
If you’re unable to drive yourself, that doesn’t mean you can’t still benefit from the Motability Scheme. You can nominate three named drivers to be insured on your car, whether they are relatives, guardians, or healthcare professionals, who can drive your car as required (providing they fit the criteria required by RSA Motability). Two named drivers can be nominated when you place your application, and a third driver can be added during your lease.
To find out more about the scheme or get appointed with a personal Motability Scheme advisor from Richmond Motor Group, contact us today via phone or online enquiry.