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Car Finance in Hampshire, West Sussex & Surrey

Please read about our financing below.

Car finance is one of the easiest ways to budget and pay for your next vehicle, whether it’s new or used, whether it’s a sleek and sporty coupe or a practical and economical family estate. At Richmond Motor Group we know the value of finding the right car finance for you, and just how important finance can be in securing the car you really want or need. As such, we offer a comprehensive solution for Hyundai, Škoda, MG, Suzuki, Chery and Genesis finance at our dealers across Hampshire, West Sussex & Surrey in Portsmouth, Bognor Regis, Guildford, Southampton, Lymington, Botley & Totton.

Read on to find out more or give your nearest dealer a call today to speak to a member of our team.


Simple Process

  • Friendly and streamlined fact finding, no awkward questions
  • Prompt processing and approval updates
  • Agreement processing available within the dealership or online
  • Continued support throughout the finance agreement

Confidence

  • SAF approved staff
  • Decades of experience
  • Additional customer care support from finance partners
  • Competitive APR’s

Options

  • Carefully selected finance partners to cover all needs and requirements
  • A wide range of finance agreements
  • A dedicated team to discuss options for an upgrade or a change in circumstances
  • No deposit schemes available and part exchanges accepted

With so many excellent reasons to choose Richmond Motor Group, why go anywhere else? You can be assured that all your motoring needs will be taken care of from the moment you apply to the moment when we hand you the keys. Our credit specialists in Southampton and Portsmouth are highly trained and are ready to answer any questions you might have, so don’t hesitate to get in touch with us today.

What is Personal Contract Purchase?

PCP offers flexibility. You pay upfront, then monthly payments for a set term. At the end you have three options: renew the PCP, buy the car outright or return it. It’s a popular choice for those who want to upgrade regularly but be aware of the final payment.

What is Hire Purchase Finance?

Hire Purchase is the traditional way to finance a car. You pay a deposit then monthly payments until you’ve paid the car off in full including interest. Ownership only transfers to you when the final payment is made.

Why Finance Through a Dealership?

Dealership finance offers convenience and often competitive rates. They can secure finance deals direct with lenders, making the process easier. Plus you get their expertise and support and a hassle free purchase with potential warranties and servicing options.

*Ownership transfers once the customer pays all charges and payments including the Option to Purchase Fee when financed with PCP or Hire Purchase. 18s+. Subject to status & availability. T&Cs apply.



Richmond Motor Group have a dedicated Fleet department for business enquiries, please click here for further information.


2025 Sales Retailer Group of the Year - Richmond Hyundai

2025 Best MG Fleet Dealer - Richmond MG

2025 Overall Retailer of the Year - Genesis Surrey

Finance Commission Disclosure

Richmond Cars Limited, Richmond Cars (Southampton) Limited, Richmond Cars (Guildford) Limited, Richmond Cars (Botley) Limited, Richmond Cars (Fareham) Limited and Newmans (Southampton) Limited are credit brokers, not lenders. We are authorised and regulated by the Financial Conduct Authority for Consumer Credit Activities. Finance subject to status. Terms and conditions apply. Applicants must be 18 years or older. A guarantee/indemnity may be required.

We work with a panel of lenders. If the underwriting criteria or finance product availability of our chosen lender does not suit your needs, we will offer a finance option using an alternative lender, who have different underwriting criteria.

We are not providing you with independent financial advice and are not impartial. We will provide you with information on the finance products which may suit your requirements based on information you disclose to assist you in making an informed decision. You should decide if the finance product is right for you.

We do not charge a fee for our services. We typically receive a commission from the lender or broker for introducing you which will either be a fixed fee or fixed percentage of the amount you borrow. The lenders we work with will pay commission at different rates. These arrangements are negotiated with our lenders in advance and do not give us discretion to negotiate or adjust your APR. The exact amount of commission will be provided to you in good time prior to the conclusion of your finance contract.